Does Social Security ignore older active retirees? – Bundlezy

Does Social Security ignore older active retirees?

Dear active retiree who has been working for years, since before April of this year: Social Security has ignored you and, one could even say, it has deceived you!

An active retiree maintains his professional activity after retiring. Continue contributing work to the development of the country and paying personal income tax for that professional activity; With your taxes you pay yourself part or even all of your pension.

For this reason, the active retiree was allowed to collect 50% of the pension in exchange for being allowed to practice a paid profession! (as if work were not a natural right). Only if they had an employee under their care, the active retiree received 100%; then the numbers were even more favorable for the State and unfavorable for the retiree.

At the beginning of 2025 there were only about 65,000 people in this situation. The success of the program was questionable when the number of retirees exceeds 10 million people.

Therefore, in order to help delay voluntary entry into retirement, Social Security modified the conditions for active retirement in April of this year to encourage that active retirement.

Social Security has remained silent in response. He has ignored them (what a typical person would say)

Now, since April of this year, new pensioners who opt for active retirement can receive percentages of their pension, up to 100%, depending on the years in which they delay their retirement with respect to the legal retirement age; Then, if they do not reach the total, depending on the case, they increase it by 5% annually up to 100%. So the conditions for active retirement have been improved. Something laudable.

Consequently, Social Security should have modified the situation of those active retireeswho at the time agreed to that condition in situations similar to those requested by the new regulation approved this past April.

But no, at the moment they continue to collect 50% of the pension without applying the right to the “most favored clause” due to a regulation subsequent to that of their retirement. Social Security has remained silent in response. He has ignored them (as a typical person would say).

Furthermore, when an active retiree has gone to claim, the response has been: “We will study it, although it may take months, if not years, to be resolved, if it is resolved.” Larra’s famous phrase about Spain: “come back tomorrow” which will be repeated the next day.

Because they made a rule without retroactive effect, they would have to modify or interpret it to apply the better right clause through the application of a later rule to regularize the situation of many old retirees.

It is not understood why they cannot collect 100% of the pension, given that they have contributed religiously

Furthermore, of the 65,000 active retirees before the rule, not all would have the right to modify their pension, therefore, They are few for electoral purposes!

Furthermore, since the beneficiaries may have been working for many years, some will soon return to full retirement, because they will stop working professionally and others will move on to the next life and then They won’t need the pension anymore!

More consideration should be given to these citizens who, having paid their contributions month after month for years, want to continue contributing their work to society.

A job that, in turn, generates work for others, imposed through more consumption with VAT and IRPFand health (according to medical studies) which entails less health expenses for the State.

It is not understood why they cannot collect 100% of the pension, given that they have contributed religiously. But even less is understood the stinginess of this administration, which after April of this year does not take them into account to revalue the pensions to which they correspond.

All retirees can receive income from rentals, investments… and even as members of Boards of Directors compatible with the pension. Why are these incomes compatible with the pension and those from professional work, except the interprofessional minimum wage, Aren’t they?

If anyone responsible for Social Security reads this article, I suppose their face will fall with shame, as those who made the rule must have done.

In any case, an effort could be made to solve this problem, small for the State, but big for the active retiree in particular. Justice with many begins by applying it to some, even if their votes are few.

** JR Pin Arboledas is a professor at IESE.

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