Infonavit: This is the maximum age to request a loan in 2025 – Bundlezy

Infonavit: This is the maximum age to request a loan in 2025


Infonavit adjusted the maximum age to request a mortgage loan in 2025setting new boundaries for men and women. This measure seeks to expand housing opportunities for workers in advanced stages of their working lives, allowing them to access financing according to their age and payment capacity.

The new provisions establish that The sum of the applicant’s age and the term of the credit must not exceed 70 years in the case of men and 75 years for women. This means that the person’s age at the time of application will influence the maximum duration of the loan. For example, a 55-year-old man can request a loan for 15 years, while a woman of the same age can access financing for up to 20 years.

To obtain an Infonavit credit in 2025, Workers must meet certain requirementssuch as having at least 1,060 Infonavit points, having contributed a minimum of 130 weeks to the IMSS, being part of the private sector and demonstrating job stability with regular contributions to the housing fund. Additionally, applicants should evaluate their ability to pay, interest rates, and available terms.

The maximum amount awarded for Infonavit in 2025 it is 2 million 716 thousand 334.54 pesossubject to the applicant’s ability to pay and credit history. With these changes, it is intended that workers can better plan their payments and reduce the risk of not settling the financing within the allowed period.

For more information, Those interested can consult the official Infonavit websitewhere you will find details about the financing options available and the steps to follow to process your credit under the new regulations.

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