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1 week agoNew York StateComments Off on All the benefits that could be STOPPED over easy holiday mistake including Universal Credit and PIP
A SIMPLE holiday error could see a host of benefits including Universal Credit and PIP stopped.
You may even have to pay back any overpaid money and in a worse case scenario an up to £5,000 penalty too.
AlamyA number of benefits can be stopped if you don’t report going abroad[/caption]
Going abroad is classed as a change in circumstances which must be reported to the office that pays your benefits.
If you do not, it may be reduced or stopped and you could be told to pay back any overpaid amounts.
If you are found to have deliberately not reported going abroad, it is classed as benefit fraud and you could be taken to court or asked to pay a penalty of between £350 and £5,000.
However, at which point you have to report going abroad varies based on the benefit you are receiving.
For example, you don’t have to report going abroad if you’re on Attendance Allowance (AA) and going away for less than four weeks.
If you do need to report going abroad, you need to tell your local Jobcentre Plus or the office that pays your benefit.
This is the full list of benefits where you may have to report going abroad this summer:
Here are the rules on reporting going abroad for the major benefits.
Universal Credit
If you’re on Universal Credit, you can stay abroad for one month and carry on receiving payments.
You still have to tell your work coach you’re going away and have to carry on meeting the conditions of your claim.
For example, if you are in the intensive work group and have to spend a minimum amount of hours per week looking for a job, you have to continue doing this.
There are exceptions to the one-month rule though – such as if a “close relative” dies while you are abroad and it is not deemed reasonable for you to return to the UK.
Meanwhile, you can carry on claiming Universal Credit for up to six months if you have gone abroad for medical treatment.
You can report going away on holiday by signing in via your Universal Credit account.
Jobseeker’s Allowance
If you are on New Style or income-based JSA you must report if you are leaving Great Britain for any length of time.
You can let the Government know you are going away by calling the JSA helpline on 0800 169 0310.
You can also write to the Jobcentre Plus office that pays your JSA.
You can find your nearest office by using its online branch locator.
Entitledto’s free calculator determines whether you qualify for various benefits, tax credit and Universal Credit.
MoneySavingExpert.com and charity StepChange both have benefits tools powered by Entitledto’s data.
You can use Policy in Practice’s calculator to determine which benefits you could receive and how much cash you’ll have left over each month after paying for housing costs.
Your exact entitlement will only be clear when you make a claim, but calculators can indicate what you might be eligible for.
Do you have a money problem that needs sorting? Get in touch by emailing money-sm@news.co.uk.
It is said the shake-up will help secure the future of 99 stores and around 1,800 jobs across the arts and crafts business.
You can check out the full list of stores earmarked for closure below.
Canterbury, Kent – closed
Basildon, Essex – June 21
Borehamwood, Hertfordshire – June 21
Bristol, Imperial Retail Park – June 21
Dunstable, Bedfordshire – June 21
Epping Forest, Essex – June 21
Lakeside Shopping Centre, Essex – June 21
Cirencester, Gloucestershire -June 21
Bagshot, Surrey – June 21
OTHER STORE CLOSURES
Hobbycraft is not the only retailer facing hard times.
Up to 11 Original Factory Shops stores are to set to close this month, including sites across Worcestershire, Durham and Cumbria.
Meanwhile, another five stores across Nairn, Market Drayton, Troon, Blairgowrie and Castle Douglas have been put up for sale.
It comes as part of a major restructuring carried out by new ownerModella Capitalwith a number of loss-making stores having to close as result.
You can see the full list of store closures here:
Milford Haven, Pembrokeshire – June 26
Perth – June 28
Chester Le Street, County Durham – June 28
Arbroath, Angus – June 28
Kidwelly, Carmarthenshire – June 28
Pershore, Worcestershire – June 28
Normanton, West Yorkshire – June 28
Peterhead, Aberdeenshire – June 28
Shaftesbury, Dorset – June 28
Staveley, Cumbria – July 12
Middlewich – TBC
The following stores are also up for sale:
Nairn
Market Drayton
Troon
Blairgowrie
Castle Douglas
It comes after pivate equity firm Modella bought The Original Factory Shop back in February and has since launched a restructuring effort to renegotiate rents at 88 TOFS stores.
At the end of April, Modella drew up plans to initiate a company voluntary arrangement (CVA) for TOFS.
Companies often use CVAs to prevent insolvency, which could otherwise result in store closures or the collapse of the entire business.
They allow firms to explore different strategies such as negotiating reduced rent rates with landlords.
RETAIL PAIN IN 2025
The British Retail Consortium has predicted that the Treasury's hike to employer NICs will cost the retail sector £2.3billion.
Research by the British Chambers of Commerce shows that more than half of companies plan to raise prices by early April.
A survey of more than 4,800 firms found that 55% expect prices to increase in the next three months, up from 39% in a similar poll conducted in the latter half of 2024.
Three-quarters of companies cited the cost of employing people as their primary financial pressure.
The Centre for Retail Research (CRR) has also warned that around 17,350 retail sites are expected to shut down this year.
It comes on the back of a tough 2024 when 13,000 shops closed their doors for good, already a 28% increase on the previous year.
Professor Joshua Bamfield, director of the CRR said: “The results for 2024 show that although the outcomes for store closures overall were not as poor as in either 2020 or 2022, they are still disconcerting, with worse set to come in 2025.”
Professor Bamfield has also warned of a bleak outlook for 2025, predicting that as many as 202,000 jobs could be lost in the sector.
“By increasing both the costs of running stores and the costs on each consumer’s household it is highly likely that we will see retail job losses eclipse the height of the pandemic in 2020.”
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